So many people are getting interested in managing their finances. A lot had asked me what the first step is in handling their hard-earned money. And the best answer is to get financially educated. In my pursuit to be financially free myself (hoping to retire before 50 years old), I would like to share. It is a step by step pyramid which the Chief…

Now that is a speech! She hooks people with sensible sense of humor in the beginning and ends it with a stake in the heart. After hearing her end the speech with a short yet powerful statement of “Take your broken heart into arts.”, I couldn’t help but get moved. My husband’s family wass hanging out in our room so…